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Jim Duncan Jim Duncan21's Articles in Finance

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  • credit card processing
    Advantages of choosing a payment processing system over a payment gateway

    To carry out an online transaction using a credit card, the first thing a website requires is a payment gateway, a payment gateway is essentially a replacement for a POS (point of sale) terminal. Instead of physically swiping the card, a customer enters the details into a website, and the details are then passed on to the payment gateway that then returns a code to let the website know if the transaction has been authorized or not. In fact if required even a POS terminal can also be linked up to a payment gateway.
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