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Ken E Morris's Articles

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  • Great Idea...Lousy Name
    Obviously, nobody asked the marketing guys before coming up with this one. Who in the world thought up the name "non-qualified deferred compensation?" Oh, it's descriptive alright. But who wants anything "non-qualified?" Do you want a "non-qualified" doctor, lawyer
  • The 46.3% Marginal Bracket
    Despite the new tax rate reductions of the Jobs and Growth Tax Relief Reconciliation Act of 2003, the top marginal tax bracket for many retirees is a whopping 46.3%. Why? Because Social Security benefits are subject to income tax. Those affected are Social Security recipients who have the good
  • Mysteries Unraveled
    One of the great mysteries of personal finance is: How are social security retirement benefits calculated? The computation itself is something of a mystery. It's so complex that I'm not sure who could have dreamed it up. I am sure that most in Congress don't understand it. In this article
  • Retirement Tax Havens
    Financial planning is really life planning. Choosing a home, particularly a retirement home, involves many factors. With state and local taxes on the rise, retirees should look closely at tax matters when formulating their retirement financial plan.
  • DOES THE EARLY BIRD GET THE WORM?
    When people plan and invest for retirement, the decision of when to begin taking Social Security benefits eventually comes up. Social Security is an important source of retirement income for many individuals and, therefore, the decision of when to take these benefits can make a big impact on re
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