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The Decline of the Bad Credit Housing Industry
Recently the most buzzed about issue in the real estate world, the abrupt death of the sub-prime lending industry. Ok, that is a bit exaggerated. The bad credit market isn't over, just much more strenuous than it has been in the past five years. Prior to this week, as long as you had a job and weren't in jail you could get approved for a mortgage loan. Suddenly, with much harder lending policies, many sub-prime borrowers are finding themselves either unable to refinance their homes or unable to purchase a house at all.
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